Uber's services have revolutionized modern travel. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
We will cover the most common injuries in Uber-related accidents, how to determine liability, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: uber truck accident lawsuit Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.